When you localize banking products, relying on “good enough” fintech translation services isn’t safe.
The most secure option is a dedicated translation management system (TMS) suitable for fintech, like Lokalise.
Your tool of choice needs to promise ISO 27001-grade security, granular access controls, reliable APIs, and strict glossary enforcement so every disclosure, rate, and fee description stays consistent and audit-ready.
In this guide, you’ll find the best financial translation software that meet that standard. We’ll compare how they handle certifications like ISO 27001, API reliability, glossary and terminology enforcement, and estimated cost, so you can choose a localization stack that’s secure enough for banking and fast enough for your team.
❗ Why it’s important to choose your finance translation platform carefully
Banks and fintechs work with KYC flows, risk warnings, terms and conditions, and regulatory disclosures where a single mistranslated term can trigger fines, confusion, or a security incident. Financial translation is tricky. This is why you need to carefully evaluate localization platforms and pick one that makes your life easier.
Lokalise is the most secure localization platform for finance companies. It combines ISO 27001 and ISO 27017 certification with SOC 2 Type II, role-based access control, SSO/SAML, and detailed audit logs. It also has AWS security and guaranteed 99.9% uptime and zero-downtime deployments, so you can keep customer and transaction data locked down while meeting internal and external compliance requirements.
On the localization side, Lokalise solves a lot of fintech localization challenges. It gives you a web-based editor, translation memory, glossaries/termbases, custom statuses (translated, reviewed, verified), and version history.
Lokalise has a 4.7/5 score on G2 and is used by finance and fintech brands such as DBS Bank, Mastercard, ABN AMRO, bunq, J.P.Morgan, TransferGo, and GoCrypto. Financial institutions and fintech companies use Lokalise to manage multilingual banking apps, card experiences, and payment flows at scale.
For fintech and banks, the main value is control. Lokalise gives you:
With Lokalise AI translation capabilities, you can:
AI features inherit the same security posture (ISO 27001, SOC 2 Type II, GDPR alignment), which is important if you’re dealing with any customer or transactional context.
Lokalise’s pricing is usage-based (capacity over seats) and includes Standard AI translations on every paid plan. This means teams get access to AI translation without buying separate add-ons.
For regulated workloads, Enterprise adds Custom AI profiles that reach 90%+ acceptance rates (you get near-human translation quality and full control).
A free 14-day trial is available across all plans, no credit card required. Yearly plans include:
Bear in mind that enterprise pricing is custom and typically used by big banks and scale-up fintechs with strict security requirements, higher translation volumes, and more complex approval workflows.
Additionally, the first three options are available as monthly plans, too.
💰 How Revolut saved 100+ hours per week with Lokalise
Revolut used Lokalise to scale localization across 20+ languages and 30+ markets, processing around 60,000 words a day while keeping turnarounds to just 1-3 business days. Read more about their story here.
Crowdin is a cloud TMS known for its Over-the-Air (OTA) mobile SDK, which lets you ship new translations to iOS/Android without an App Store/Google Play release. This is handy for hot-fixing KYC steps, fee disclosures, or error copy on mobile banking apps.
It’s ISO/IEC 27001–certified and GDPR-aligned, with enterprise controls like SSO/SAML, role-based access control, and 2FA.
Crowdin has a 4.4/5 score on G2. As for finance customers, blockchain company called StarkWare Industries and funding platforms like Open Collective and Kickstarter stand out from its portfolio.
Here’s what Crowdin brings to fintech teams at a glance:
Crowdin handles AI-assisted translation pretty well. Here’s what it brings for regulated fintech content:
Crowdin has a very large integration ecosystem. It keeps pricing simple with fixed monthly or annual plans and no per-seat charges on standard tiers. Below is pricing with annual discounts applied:
You can test Crowdin first with a free trial. OTA/CDN delivery is included up to generous limits (about 1M requests / 10 GB transfer), with overage billed as add-ons if you need more.
Phrase is a localization platform with a strong focus on AI automation and reliability. It runs on an ISO 27001–certified infrastructure with data encrypted in transit and at rest, and adheres to PCI DSS, GDPR, CCPA, and AWS security principles, backed by 99.9% uptime and zero-downtime deployments.
On the localization side, Phrase combines a web-based editor, translation memories, term bases, quality checks, and customizable workflows so you can manage product, web, and support content for multiple markets from a single place.
Phrase has a 4.5/5 score on G2 and is used by KuCoin, one of the world’s leading cryptocurrency platforms.
For fintech and banks, Phrase is mainly about scale and automation. It gives you:
With Phrase Language AI and related AI modules, you can:
At the beginning of 2024, Phrase moved to a single-platform subscription model, with plans based on usage (seats and capacity) rather than separate products. Business plans include:
Smartling is an enterprise translation management platform with a strong security posture and good support for AI-powered translation workflows. It complies with PCI DSS Level 1, SOC 2, and GDPR, and (as of 2025) holds ISO/IEC 27001:2022 certification for its information security management system.
They are known for their combined offer of translation services and tooling in one. That makes it a viable option for highly regulated fintech and crypto companies that need strict control over customer data, payment information, and compliance-sensitive content.
Smartling has a 4.5/5 score on G2 and is used by companies like SumUp and Coinbase.
For fintech and crypto, Smartling is mostly about governance and scale. It gives you:
With Smartling’s AI capabilities, you can:
Smartling doesn’t have publicly available pricing. It uses a tiered SaaS pricing model with platform subscriptions, plus optional language services and AI/MT usage. There are two plans available (Core and Enterprise), and pricing is available upon request.
XTM International acquired Transifex in January, 2025, bringing Transifex’s developer-centric workflow under XTM’s enterprise security umbrella.
XTM is ISO 27001 certified and GDPR-ready, while Transifex itself maintains SOC 2 Type II, GDPR alignment, encryption in transit/at rest, and PCI-level payment processing via Stripe/Chargebee.
On the localization side, Transifex offers a modern web editor, translation memory, glossary/termbase, review workflows, and strong developer tooling (CLI, API, webhooks) that make it easy to automate string sync with your repos and apps.
Transifex has a 4.3/5 G2 score. Fintech customers include Oprotun and Juntos.
For fintech and product-led teams, Transifex is mostly about developer-first automation and continuous localization at scale. It gives you:
Thanks to Transifex’s AI capabilities, you can use:
Transifex offers pricing based on usage, i.e., the amount of words you’re looking to translate. Annual pricing includes 2 months for free. Here are the plans (paid yearly), for an estimated 200K words:
If you want to compare Lokalise, Phrase, and Smartling in a single glance, use the cheat sheet below. It gives you a nice overview of what each fintech localization platform has to offer, so that you choose the right one for your company.
| Localization platform | ISO 27001 status and security | API reliability | AI capabilities | Estimated cost |
| Lokalise | ISO 27001 and ISO 27017 certified; SOC 2 Type II; GDPR-compliant; EU-hosted on ISO 27001–certified AWS data centers; encryption in transit and at rest; RBAC, SSO/SAML, 2FA, audit logs; PCI-compliant Stripe payments; private bug bounty and formal security program (more information here) | Mature REST API, CLI, SDKs, and 60+ integrations with dev/design/CMS tools (e.g., GitHub, GitLab, Bitbucket, Figma, Contentful, Zendesk) | Standard AI included on all paid plans (bulk AI tasks, in-editor AI suggestions); AI LQA for string-level scoring; Custom AI profiles on Enterprise plans (≈90%+ acceptance) | Explorer: $144 Growth: $499 Advanced: $999 Enterprise custom: usage-based (not seat-based); Standard AI on all paid plans, 14-day free trial available |
| Crowdin | ISO/IEC 27001; GDPR; encryption in transit/at rest; SSO/SAML, RBAC, 2FA, IP allowlisting (Enterprise) | REST API, CLI, webhooks, Website Translator; OTA mobile SDKs; big integrations ecosystem | AI pre-translation and in-editor assistance; choose managed or own MT/LLM providers (e.g., OpenAI, Gemini); glossary/TM-aware output with human-in-the-loop for low-confidence strings | Free: €0 Pro: from ~€45/month Team: from ~€134/month Team+: from ~€401/month (annual pricing options) Enterprise: custom pricing Free trial available |
| Phrase | ISO 27001–certified localization platform; GDPR/CCPA compliant; PCI DSS–aligned infrastructure; hosted on secure AWS cloud with encryption in transit and at rest, 99.9% uptime and zero-downtime deployments; SSO and advanced access control on higher plans | Robust APIs (including MT/Language AI API) and integrations with GitHub, GitLab, Bitbucket, Figma, Zendesk, Contentful, and more | Connect to 30+ MT engines (MT Autoselect); NextMT/NextGen MT; Auto LQA; MT Optimize/Auto Adapt for document-level refinements | Team: from ~$1,045/month (billed annually) Business and Enterprise: custom-priced based on volume, seats, and compliance needs |
| Smartling | ISO/IEC 27001:2022 certified ISMS; PCI DSS Level 1, SOC 2, HIPAA, and GDPR compliant; encryption in transit and at rest; granular access control and enterprise-grade security practices tailored to regulated industries | Robust TMS API, Machine Translation API, and integrations (including Contentful and other CMS and product stacks) | AI connects to multiple MT/LLM engines and picks the best per string; AI-assisted TM/glossary insertion; instant MT via Smartling Translate or MT API (incl. Google Gemini) | Core and Enterprise platform plans on a tiered SaaS model (pricing is quote-based, not publicly available) |
| Transifex (acquired by XTM) | XTM: ISO 27001; Transifex: SOC 2 Type II; GDPR alignment; encryption in transit/at rest; RBAC; PCI-level payments via Stripe/Chargebee | Developer-first REST API, CLI, webhooks; integrations include GitHub, Figma, Jira, Contentful, Zendesk, Slack, and more | Transifex AI for bulk MT and in-editor suggestions; AI quality evaluation with human-in-the-loop routing | At 200k words (annual): Starter: ~$425/month, Growth: ~$625/month, Enterprise+: custom (prices scale with word capacity & billing) |
For banks and fintechs, the key question to answer is: “Which localization platform is secure and controlled enough for the finance industry?”
The answer is a dedicated TMS with provable security (ISO 27001, SOC 2), reliable APIs, and strict glossary enforcement so you can manage regulatory risk, keep terminology consistent, and protect customer data.
Lokalise, Phrase, and Smartling all meet parts of that bar, but they have different strengths. We gave you an honest, head-to-head comparison, but you should try them for yourself before you buy.
When you take these platforms for a test drive, make sure to compare them side by side on your own. Look specifically at:
If you’re shipping banking products at scale, a dedicated localization platform like Lokalise, built with finance and fintech in mind, is the safest choice.
Lokalise is the best fintech translation platform. It gives you the security posture regulators expect, the controls your risk team needs, and the automation your product and localization teams rely on to move quickly without cutting corners.
It’s precisely why financial institutions and fintechs such as DBS Bank, Mastercard, and J.P. Morgan trust it as their localization platform of choice.
Want to give it a go? Sign up for a free 14-day trial, no credit card required.
What security certifications should a fintech TMS hold?
A fintech-ready translation management system should hold ISO/IEC 27001 certification for information security management and SOC 2 Type II certification, which audits controls for security, availability, and confidentiality. Additional requirements include GDPR alignment, role-based access control, SSO/SAML, audit logs, and encryption in transit and at rest. For payment-related content, PCI DSS compliance is relevant. Lokalise holds ISO 27001, ISO 27017, and SOC 2 Type II, with EU-hosted infrastructure on ISO 27001–certified AWS data centres.
What is the best localization platform for fintech companies?
Lokalise is used by fintech and financial services companies including DBS Bank, Mastercard, J.P. Morgan, ABN AMRO, bunq, Revolut, and TransferGo. It combines ISO 27001 and ISO 27017 certification with SOC 2 Type II, RBAC, SSO/SAML, and audit logs. It includes standard AI translation on all paid plans and starts at $144 per month with usage-based pricing. For regulated fintech workloads, the Enterprise plan adds custom AI profiles that reach 90%+ translation acceptance rates.
How do fintech companies keep regulatory language consistent across markets?
Fintech companies use a TMS with enforced terminology controls. Central glossaries lock down specific terms, fee names, rate descriptions, disclosure language — so they translate consistently across all languages. Translation memory reuses previously approved translations automatically. Review workflows with defined statuses (translated, reviewed, verified) ensure compliance-sensitive content is signed off before it ships. Platforms like Lokalise apply these controls at string level, reducing the risk of a single mistranslated term triggering a regulatory issue.
Does Lokalise meet HIPAA and financial compliance requirements?
Lokalise holds SOC 2 Type II and ISO 27001 certifications, which are the primary security standards evaluated during enterprise vendor procurement in financial services. It is GDPR-compliant and EU-hosted on ISO 27001–certified AWS infrastructure. No cloud TMS can obtain formal HIPAA certification, but Lokalise aligns its security and risk management program with HIPAA requirements through its SOC 2 Type II certification, making it suitable for healthcare-adjacent fintech companies handling sensitive personal data.
How do Lokalise, Phrase, and Smartling compare for fintech localization?
Lokalise, Phrase, and Smartling all meet enterprise security requirements for fintech, but differ on pricing, AI capabilities, and positioning. Lokalise includes AI translation on all paid plans, starts at $144 per month, and uses usage-based rather than seat-based pricing. Phrase starts at approximately $1,045 per month on its Team plan and connects to 30+ MT and LLM engines. Smartling does not publish pricing publicly, operates on quote-based enterprise subscriptions, and bundles translation services with platform access.
Can AI translation be used safely for regulated financial content?
AI translation can be used for regulated financial content when it operates within a controlled framework. Without glossary enforcement, translation memory, and human review workflows, AI introduces consistency and compliance risk. Platforms like Lokalise apply translation memory and terminology rules to AI output before it reaches reviewers, and use AI LQA scoring to flag likely issues at string level. The AI features inherit the same security posture as the platform, ISO 27001, SOC 2 Type II, GDPR alignment, so no additional compliance exposure is introduced.
What should fintech teams evaluate when choosing a localization platform?
Fintech teams should evaluate four areas: security certifications (ISO 27001, SOC 2 Type II, GDPR, PCI DSS), API maturity (REST API, CLI, mobile SDKs, repo integrations), terminology control (glossaries, translation memory, QA workflows, audit logs), and AI capabilities (whether AI is included or an add-on, and whether it operates within the compliance boundary). The right platform should keep product strings flowing automatically between the app and the TMS, without manual file handling or compliance gaps.
Author
Mia has 13+ years of experience in content & growth marketing in B2B SaaS. During her career, she has carried out brand awareness campaigns, led product launches and industry-specific campaigns, and conducted and documented demand generation experiments. She spent years working in the localization and translation industry.
In 2021 & 2024, Mia was selected as one of the judges for the INMA Global Media Awards thanks to her experience in native advertising. She also works as a mentor on GrowthMentor, a learning platform that gathers the world's top 3% of startup and marketing mentors.
Earning a Master's Degree in Comparative Literature helped Mia understand stories and humans better, think unconventionally, and become a really good, one-of-a-kind marketer. In her free time, she loves studying art, reading, travelling, and writing. She is currently finding her way in the EdTech industry.
Mia’s work has been published on Adweek, Forbes, The Next Web, What's New in Publishing, Publishing Executive, State of Digital Publishing, Instrumentl, Netokracija, Lokalise, Pleo.io, and other websites.
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